← Russell 3000 cross-section

ACIC AMERICAN COASTAL INSURANCE Corp

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$443m
Revenue TTM
$331m
Net income TTM
$100m
Free cash flow
$-31m
Composite score
77.9
Sector rank
#2454

Valuation

P / E
4.4
EV / EBITDA
1.7
EV / sales
0.7
FCF yield
-7.00%
Earnings yield vs 10-yr
17.87pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
30.3%
EBITDA margin
40.8%
ROE
29.4%
ROIC
109.1%
Revenue growth
5.5%

Insider activity, last 90 days

Net open-market
$-0.39m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

See Note 7 in our Notes to Unaudited Condensed Consolidated Financial Statements for additional information regarding our losses and loss adjustments. 45 AMERICAN COASTAL INSURANCE CORPORATION Notes to Unaudited Condensed Consolidated Financial Statements June 30, 2026 RESULTS OF OPERATIONS - COMPARISON OF THE THREE MONTH PERIODS ENDED JUNE 30, 2026 AND 2025 ACIC net income for the three months ended June 30, 2026 decreased $4,546,000, or 17.2%, to net income of $21,896,000 for the second quarter of 2026 from $26,442,000 for the same period in 2025. All of this net income is attributable to continuing operations for the three months ended June 30, 2026. …AMERICAN COASTAL INSURANCE Corp, 10-Q, period ended 2026-06-30, filed 2026-08-06

Read the full passage →