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AFL AFLAC INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$58.4bn
Revenue TTM
$18.1bn
Net income TTM
$4.9bn
Free cash flow
Composite score
70.5
Sector rank
#206

Valuation

P / E
12.0
EV / EBITDA
EV / sales
2.9
FCF yield
Earnings yield vs 10-yr
3.59pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
26.9%
EBITDA margin
ROE
16.0%
ROIC
Revenue growth
13.6%

Insider activity, last 90 days

Net open-market
$-66.01m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The decrease in annualized premiums in force in yen was driven primarily by limited-pay products reaching premium paid-up status. Aflac Japan Percentage Changes Over Previous Period (Japanese Yen Operating Results) For the Periods Ended June 30, The following table presents a summary of operating ratios in Japanese yen terms for Aflac Japan followed by a discussion of the significant drivers of changes in operating ratios in Japanese yen compared to the same periods in the previous year. …AFLAC INC, 10-Q, period ended 2026-06-30, filed 2026-08-07

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