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ALRS ALERUS FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-03, not restated
Financials

Scale

Market cap
$822m
Revenue TTM
$237m
Net income TTM
$28m
Free cash flow
$89m
Composite score
20.6
Sector rank
#2142

Valuation

P / E
29.7
EV / EBITDA
EV / sales
4.7
FCF yield
10.87%
Earnings yield vs 10-yr
-1.36pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
11.7%
EBITDA margin
ROE
4.8%
ROIC
Revenue growth
-11.0%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The Company generates a majority of overall revenue from noninterest income, which is driven primarily by the Company’s retirement and benefit services and wealth advisory services business lines. Earnings for the second quarter of 2026 compared to the second quarter of 2025 increased primarily due to an increase in net interest income of $4.7 million, partially offset by an increase in noninterest expense $4.4 million. Net income for the six months ended June 30, 2026 was $43.8 million, or $1.70 per diluted common share, a $10.3 million, or 30.6%, increase compared to $33.6 million, or $1.30 per diluted common share, for the six months ended June 30, 2025. …ALERUS FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-03

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