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AROW ARROW FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$700m
Revenue TTM
$170m
Net income TTM
$51m
Free cash flow
$45m
Composite score
45.8
Sector rank
#2227

Valuation

P / E
13.7
EV / EBITDA
EV / sales
5.9
FCF yield
6.38%
Earnings yield vs 10-yr
2.60pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
30.1%
EBITDA margin
ROE
11.5%
ROIC
Revenue growth
21.2%

Insider activity, last 90 days

Net open-market
$-0.16m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Summary of Q2 2026 Financial Results: Net income for the second quarter of 2026 was $11.0 million, increasing from $10.8 million in the second quarter of 2025. Compared to the second quarter of 2025, net income increased primarily due to an increase in net interest income offset by an increase in the provision for credit losses on loans. Net interest income for the quarter increased by $3.4 million, or 10.4%, from the second quarter of 2025. Interest and fees on loans were $47.2 million for the second quarter of 2026, an increase from $45.6 million for the quarter ended June 30, 2025, primarily due to loan growth and higher loan yields. …ARROW FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-06

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