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ATLC Atlanticus Holdings Corp

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$1.4bn
Revenue TTM
$2.7bn
Net income TTM
$154m
Free cash flow
Composite score
75.1
Sector rank
#1832

Valuation

P / E
9.1
EV / EBITDA
EV / sales
0.3
FCF yield
Earnings yield vs 10-yr
6.24pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
5.8%
EBITDA margin
ROE
21.9%
ROIC
Revenue growth
83.7%

Insider activity, last 90 days

Net open-market
$-10.47m
Buyers
0
Sellers
5

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

CONSOLIDATED RESULTS OF OPERATIONS Three and Six Months Ended June 30, 2026 Compared to Three and Six Months Ended June 30, 2025 Total operating revenue and other income. Period-over-period results primarily relate to growth in private label credit and general purpose credit card products, the receivables of which increased to $6,891.2 million as of June 30, 2026, from $3,046.5 million as of June 30, 2025. These increases were primarily due to continued growth in both new credit card and private label customers serviced as total active accounts increased by over 1.0 million as of June 30, 2026 compared to June 30, 2025 (excluding those serviced accounts added as part of our acquisition of Me …Atlanticus Holdings Corp, 10-Q, period ended 2026-06-30, filed 2026-08-06

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