Bilaal.Raja
Company record

ATLO  AMES NATIONAL CORP

Trailing twelve months to 2026-06-30, as filed 2026-08-07 and not restated since.
Financials

Scale

Market cap
$287m
Revenue TTM
$73m
Net income TTM
$23m
Free cash flow
$21m
Composite score
53.3
Sector rank
#2639

Valuation

P / E
12.5
EV / EBITDA
—
EV / sales
2.5
FCF yield
7.33%
Yield vs 10-yr
2.74pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
31.6%
EBITDA margin
—
ROE
10.8%
ROIC
—
Revenue growth
21.3%

Insider activity, last 90 days

Net open-market
$0.04m
Buyers
4
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The Company concluded that the unrealized losses were primarily attributable to increases in market interest rates since these securities were purchased and other market conditions. For the six months ended June 30, 2026 and 2025 , respectively, there were no adjustments or reconciling items between the banking segment net income and consolidated net income as presented in the consolidated statements of income. The largest component contributing to the Company’s net income is net interest income, which is the difference between interest earned on earning assets (primarily loans and investments) and interest paid on interest-bearing liabilities (primarily deposits and other borrowings). …AMES NATIONAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-07

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