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AVBC Avidia Bancorp, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-13, not restated
Financials

Scale

Market cap
$403m
Revenue TTM
$113m
Net income TTM
$18m
Free cash flow
$48m
Composite score
30.3
Sector rank
#2505

Valuation

P / E
22.9
EV / EBITDA
EV / sales
3.1
FCF yield
11.95%
Earnings yield vs 10-yr
-0.37pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
15.6%
EBITDA margin
ROE
4.5%
ROIC
Revenue growth
20.3%

Insider activity, last 90 days

Net open-market
$0.49m
Buyers
7
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Total assets were $2.78 billion at June 30, 2026, decreasing $57 million since year-end 2025 due primarily to the use of lower yielding short-term investments to reduce higher cost borrowings. Total securities increased $45 million to $328 million due to continued purchases of mortgage-backed securities from the deployment of available cash. Total loans decreased $38 million, or 2%, to $2.26 billion since year end 2025 due primarily to a $35 million decrease in commercial loans and an $11 million decrease in construction & land loans. These decreases were partially offset by an increase of $5 million in home equity loans and another $5 million increase in commercial real estate loans. . …Avidia Bancorp, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-13

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