Bilaal.Raja
Company record

BAFN  BayFirst Financial Corp.

Trailing twelve months to 2026-06-30, as filed 2026-08-14 and not restated since.
Financials

Scale

Market cap
$190m
Revenue TTM
$34m
Net income TTM
$-60m
Free cash flow
$145m
Composite score
Sector rank
#2894

Valuation

P / E
EV / EBITDA
EV / sales
1.5
FCF yield
76.20%
Yield vs 10-yr
-36.14pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
-174.4%
EBITDA margin
ROE
-51.5%
ROIC
Revenue growth
-64.9%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Historically, the Company has been dependent on noninterest income, derived primarily from service fee income and net gain on the sales of the guaranteed portion of government guaranteed loans, as well as fair value adjustments for certain loans which management has elected the fair value option. Net Loss The Company had a net loss for the three months ended June 30, 2026 of $32.7 million, or $8.05 per common share and diluted common share, compared to net income for the three months ended June 30, 2025 of $1.9 million, or $0.54 per common and diluted common share. The decrease was primarily was primarily the result of $41.5 million expense related to the asset resolution plan. …BayFirst Financial Corp., 10-Q, period ended 2026-06-30, filed 2026-08-14

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