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BCML BayCom Corp

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$325m
Revenue TTM
$104m
Net income TTM
$13m
Free cash flow
$26m
Composite score
22.9
Sector rank
#2616

Valuation

P / E
24.9
EV / EBITDA
EV / sales
3.1
FCF yield
8.16%
Earnings yield vs 10-yr
-0.70pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
12.6%
EBITDA margin
ROE
3.9%
ROIC
Revenue growth
5.3%

Insider activity, last 90 days

Net open-market
$0.46m
Buyers
3
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Total assets decreased $13.6 million, or 0.5%, to $2.6 billion at June 30, 2026, from December 31, 2025. The decrease primarily was due to a $29.1 million, or 14.1%, decrease in cash and cash equivalents, partially offset by a $3.0 million, or 1.7%, increase in investment securities available-for-sale at fair value and a $7.2 million, or 0.3%, increase in loans receivable, net. Cash and cash equivalents decreased $29.1 million, or 14.1%, to $177.4 million at June 30, 2026, from $206.5 million at December 31, 2025. The decrease primarily was due to a $24.1 million decrease in federal funds sold resulting from an increase in loan originations and purchases, and a decrease in deposits. …BayCom Corp, 10-Q, period ended 2026-06-30, filed 2026-08-10

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