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BHB BAR HARBOR BANKSHARES

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$652m
Revenue TTM
$193m
Net income TTM
$49m
Free cash flow
$57m
Composite score
50.2
Sector rank
#2268

Valuation

P / E
13.2
EV / EBITDA
EV / sales
4.3
FCF yield
8.77%
Earnings yield vs 10-yr
2.85pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
25.5%
EBITDA margin
ROE
9.0%
ROIC
Revenue growth
29.3%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Because the decline in fair value is attributable to changes in interest rates, and not credit quality, and the Company does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the securities are investment grade rated and there were no material underlying credit downgrades during the quarter. Because the decline in fair value is attributable to changes in interest rates, and not credit quality, and the Company does not have the intent to sell these securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the securities are investment grad …BAR HARBOR BANKSHARES, 10-Q, period ended 2026-06-30, filed 2026-08-05

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