Bilaal.Raja
Company record

BOTJ  BANK OF THE JAMES FINANCIAL GROUP INC

Trailing twelve months to 2026-03-31, as filed 2026-05-12 and not restated since.
Financials

Scale

Market cap
$128m
Revenue TTM
$4m
Net income TTM
$11m
Free cash flow
$15m
Composite score
48.7
Sector rank
#2999

Valuation

P / E
11.6
EV / EBITDA
EV / sales
29.8
FCF yield
11.53%
Yield vs 10-yr
3.82pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.8% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
255.6%
EBITDA margin
ROE
13.5%
ROIC
Revenue growth
6.3%

Insider activity, last 90 days

Net open-market
$0.03m
Buyers
4
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

PWW is a Lynchburg, Virginia-based investment advisory firm that generates revenue primarily through investment advisory fees and had approximately $1,091,000,000 in assets under management and advisement as of June 30, 2026. The increase in total assets was primarily due to growth in the loan portfolio and available-for-sale securities, which were largely funded by a reduction in cash and cash equivalents, primarily within federal funds sold. Total deposits decreased from $937,129,000 at December 31, 2025, to $935,184,000 at June 30, 2026, a decrease of $1,945,000, or 0.2%. …BANK OF THE JAMES FINANCIAL GROUP INC, 10-Q, period ended 2026-06-30, filed 2026-08-12

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