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BVFL BV Financial, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-12, not restated
Financials

Scale

Market cap
$178m
Revenue TTM
$40m
Net income TTM
$13m
Free cash flow
$20m
Composite score
44.4
Sector rank
#2915

Valuation

P / E
13.6
EV / EBITDA
EV / sales
2.7
FCF yield
11.21%
Earnings yield vs 10-yr
2.61pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
32.5%
EBITDA margin
ROE
7.1%
ROIC
Revenue growth
3.9%

Insider activity, last 90 days

Net open-market
$-0.49m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Total assets were $877.9 million at June 30, 2026, a decrease of $34.3 million, or 3.8%, from $912.2 million at December 31, 2025. The decrease was due primarily to the decrease of $44.3 million in loans, partially offset by an increase of $13.2 million in cash and cash equivalents. Cash and cash equivalents increased $13.2 million, or 23.8%, to $68.9 million at June 30, 2026 from $55.7 million at December 31, 2025. The increase in cash was primarily a result of the pay-downs in loans. Loans receivable decreased $44.3 million, or 5.9%, to $710.6 million at June 30, 2026 from $754.9 million at December 31, 2025. …BV Financial, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-12

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