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CARE Carter Bankshares, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$695m
Revenue TTM
$254m
Net income TTM
$129m
Free cash flow
$59m
Composite score
94.1
Sector rank
#2231

Valuation

P / E
5.4
EV / EBITDA
EV / sales
1.6
FCF yield
8.46%
Earnings yield vs 10-yr
13.78pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
50.5%
EBITDA margin
ROE
23.9%
ROIC
Revenue growth
77.9%

Insider activity, last 90 days

Net open-market
$-0.14m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The Company earns revenue primarily from interest on loans and investment securities and from fees charged for financial services provided to customers. Loan Sale Transaction Summary • Received consideration of $289.5 million in cash in the Loan Sale Transaction, during the first quarter of 2026; • Recognized a net gain on the Loan Sale Transaction of $80.0 million, comprised of: ◦ $65.0 million gain on the Loan Sale Transaction; and ◦ $15.0 million net recovery; • Released $18.0 million of specific reserves related to the Judgments; • The Loan Sale Transaction was accretive to diluted earnings per share by $3.50 for the first quarter of 2026; and • The Loan Sale Transaction increased book v …Carter Bankshares, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-06

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