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CASH PATHWARD FINANCIAL, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$1.7bn
Revenue TTM
$835m
Net income TTM
$176m
Free cash flow
$684m
Composite score
55.4
Sector rank
#1735

Valuation

P / E
9.6
EV / EBITDA
EV / sales
2.1
FCF yield
40.57%
Earnings yield vs 10-yr
5.70pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
21.1%
EBITDA margin
ROE
20.7%
ROIC
Revenue growth
2.8%

Insider activity, last 90 days

Net open-market
$-0.37m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Total tax services product revenue was $107.7 million, an increase of 13% compared to the prior year. This was driven by increases in refund advance and refund transfer product fees. Provision for credit losses for the tax services portfolio decreased $5.7 million as a result of the continued work on enhancing underwriting models and data analytics capabilities. Total tax services product income, net of losses and direct product expenses, increased 29% to $77.1 million from $59.8 million. …PATHWARD FINANCIAL, INC., 10-Q, period ended 2026-06-30, filed 2026-08-06

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