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CFFI C & F FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$289m
Revenue TTM
$149m
Net income TTM
$29m
Free cash flow
$39m
Composite score
55.7
Sector rank
#2683

Valuation

P / E
9.9
EV / EBITDA
EV / sales
1.9
FCF yield
13.33%
Earnings yield vs 10-yr
5.33pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
19.5%
EBITDA margin
ROE
10.5%
ROIC
Revenue growth
10.8%

Insider activity, last 90 days

Net open-market
$-0.43m
Buyers
0
Sellers
5

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The following table presents selected financial performance highlights for the periods indicated: ​ TABLE 1: Financial Performance Highlights ​ ​ Consolidated net income increased $859,000 and $2.3 million for the second quarter and first six months of 2026 compared to the same periods in 2025 due primarily to higher net income at the community banking and mortgage banking segments, partially offset by lower net income at the standalone Corporation, included in “Other” in the table above, and consumer finance segment. …C & F FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-10

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