Bilaal.Raja
Company record

CFFI  C & F FINANCIAL CORP

Trailing twelve months to 2026-06-30, as filed 2026-08-10 and not restated since.
Financials

Scale

Market cap
$320m
Revenue TTM
$149m
Net income TTM
$29m
Free cash flow
$39m
Composite score
49.8
Sector rank
#2583

Valuation

P / E
11.0
EV / EBITDA
—
EV / sales
2.1
FCF yield
12.06%
Yield vs 10-yr
3.82pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
19.5%
EBITDA margin
—
ROE
10.5%
ROIC
—
Revenue growth
10.8%

Insider activity, last 90 days

Net open-market
$-0.41m
Buyers
0
Sellers
5

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The following table presents selected financial performance highlights for the periods indicated: ​ TABLE 1: Financial Performance Highlights ​ ​ Consolidated net income increased $859,000 and $2.3 million for the second quarter and first six months of 2026 compared to the same periods in 2025 due primarily to higher net income at the community banking and mortgage banking segments, partially offset by lower net income at the standalone Corporation, included in “Other” in the table above, and consumer finance segment. …C & F FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-10

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