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CHCO CITY HOLDING CO

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$2.0bn
Revenue TTM
$322m
Net income TTM
$132m
Free cash flow
$138m
Composite score
54.4
Sector rank
#1645

Valuation

P / E
15.2
EV / EBITDA
EV / sales
5.8
FCF yield
6.92%
Earnings yield vs 10-yr
1.86pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
40.9%
EBITDA margin
ROE
16.3%
ROIC
Revenue growth
7.3%

Insider activity, last 90 days

Net open-market
$-0.88m
Buyers
4
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Balance Sheet Analysis Selected balance sheet fluctuations from the year ended December 31, 2025 are summarized in the following table (in millions, except percentages): Cash and cash equivalents increased $75.3 million (39.2%) from December 31, 2025 to $267.2 million at June 30, 2026 primarily due to income from operations, an increase in deposit balances and proceeds from maturities and calls of available-for-sale securities that were partially offset by cash utilized for common stock repurchases. Total investment securities decreased $26.3 million (1.7)% from December 31, 2025 to $1.51 billion at June 30, 2026, due to maturities and calls of available-for-sale securities. …CITY HOLDING CO, 10-Q, period ended 2026-06-30, filed 2026-08-05

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