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CMTV COMMUNITY BANCORP /VT

Trailing twelve months to 2026-06-30 · as filed 2026-08-14, not restated
Financials

Scale

Market cap
$220m
Revenue TTM
$52m
Net income TTM
$18m
Free cash flow
$20m
Composite score
57.9
Sector rank
#2830

Valuation

P / E
11.9
EV / EBITDA
EV / sales
1.8
FCF yield
9.00%
Earnings yield vs 10-yr
3.65pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
35.4%
EBITDA margin
ROE
15.2%
ROIC
Revenue growth
15.9%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
1
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

OVERVIEW The Company’s consolidated assets as of June 30, 2026, were $1.17 billion compared to $1.29 billion as of December 31, 2025, a decrease of 8.9%. Changes in the asset base included an increase in loans of $5.2 million, which was more than offset by a decrease in federal funds sold and overnight deposits of $110.4 million, or 95.0%. The increase in the loan portfolio was primarily attributable to increases of $15.9 million in residential first and Jr. …COMMUNITY BANCORP /VT, 10-Q, period ended 2026-06-30, filed 2026-08-14

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