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COF CAPITAL ONE FINANCIAL CORP

Trailing twelve months to 2026-03-31 · as filed 2026-05-07, not restated
Financials

Scale

Market cap
$133.4bn
Revenue TTM
$9.0bn
Net income TTM
$3.2bn
Free cash flow
$27.3bn
Composite score
39.7
Sector rank
#91

Valuation

P / E
41.4
EV / EBITDA
EV / sales
15.0
FCF yield
20.46%
Earnings yield vs 10-yr
-2.31pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
35.9%
EBITDA margin
ROE
2.9%
ROIC
Revenue growth
49.4%

Insider activity, last 90 days

Net open-market
$-7.72m
Buyers
0
Sellers
7

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

• Net Charge-Off and Delinquency Metrics: ◦ Our net charge-off rate decreased by 1 basis point (“bps”) to 3.23% in the second quarter of 2026 compared to the second quarter of 2025 and increased by 3 bps to 3.34% in the first six months of 2026 compared to the first six months of 2025. ◦ Our 30+ day delinquency rate decreased by 46 bps to 3.13% as of June 30, 2026 from December 31, 2025. • Allowance for Credit Losses: Our allowance for credit losses decreased by $443 million to $23.0 billion as of June 30, 2026 compared to December 31, 2025 primarily driven by an allowance release in our Domestic Card loan portfolio, partially offset by a build in our auto loan portfolio. …CAPITAL ONE FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-07-28

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