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CPF CENTRAL PACIFIC FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$979m
Revenue TTM
$54m
Net income TTM
$83m
Free cash flow
$99m
Composite score
66.2
Sector rank
#2024

Valuation

P / E
11.8
EV / EBITDA
EV / sales
19.6
FCF yield
10.08%
Earnings yield vs 10-yr
3.75pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
154.0%
EBITDA margin
ROE
13.9%
ROIC
Revenue growth
36.6%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Executive Overview The Company reported net income of $20.8 million, or $0.80 per diluted share for the three months ended June 30, 2026, compared to net income of $18.3 million, or $0.67 per diluted share for the same period in 2025. Net income for the six months ended June 30, 2026 was $41.5 million, or $1.58 per diluted share, compared to net income of $36.0 million, or $1.33 per diluted share for the six months ended June 30, 2025. The decreases in the provision were primarily driven by lower net charge-offs in the three and six months ended June 30, 2026, compared to the same periods in 2025. …CENTRAL PACIFIC FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-06

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