Bilaal.Raja
Company record

CPSS  CONSUMER PORTFOLIO SERVICES, INC.

Trailing twelve months to 2026-06-30, as filed 2026-08-07 and not restated since.
Financials

Scale

Market cap
$196m
Revenue TTM
$452m
Net income TTM
$22m
Free cash flow
$350m
Composite score
48.1
Sector rank
#2839

Valuation

P / E
9.1
EV / EBITDA
—
EV / sales
0.4
FCF yield
178.36%
Yield vs 10-yr
5.74pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
4.8%
EBITDA margin
—
ROE
6.8%
ROIC
—
Revenue growth
6.9%

Insider activity, last 90 days

Net open-market
$-1.30m
Buyers
0
Sellers
3

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

During the three months ended June 30, 2026, our revenues were $121.4 million, an increase of $11.6 million, or 10.6% from the prior year revenue of 109.8 million. The primary reason for the increase in revenues is the increase in interest income resulting from the increase in the average outstanding balance of finance receivables measured at fair value. Interest income for the three months ended June 30, 2026, increased $12.8 million, or 12.1% to $118.1 million from $105.4 million in the prior year. This $1.9 million increase was primarily driven by the dealer recoveries collected for the three months ending June 30, 2026. …CONSUMER PORTFOLIO SERVICES, INC., 10-Q, period ended 2026-06-30, filed 2026-08-07

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