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CTBI COMMUNITY TRUST BANCORP INC /KY/

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$1.4bn
Revenue TTM
$299m
Net income TTM
$108m
Free cash flow
$130m
Composite score
51.2
Sector rank
#1843

Valuation

P / E
12.8
EV / EBITDA
EV / sales
2.9
FCF yield
9.39%
Earnings yield vs 10-yr
3.05pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
36.1%
EBITDA margin
ROE
12.1%
ROIC
Revenue growth
12.9%

Insider activity, last 90 days

Net open-market
$-0.31m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Total revenue for the quarter was $4.3 million above prior quarter and $8.3 million above prior year same quarter. Net interest income for the quarter of $60.9 million was $2.1 million, or 3.6%, above prior quarter and $6.8 million, or 12.7%, above prior year same quarter, as our net interest margin, on a fully tax equivalent basis, increased 1 basis point from prior quarter and 16 basis points from prior year same quarter. Our quarterly average earning assets increased $137.2 million, an annualized 2.2%, from prior quarter and $481.4 million, or 8.0%, from prior year same quarter. …COMMUNITY TRUST BANCORP INC /KY/, 10-Q, period ended 2026-06-30, filed 2026-08-07

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