Market cap
$384m
Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.
Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.
Competition in our north central Pennsylvania market has increased as a result of other financial institutions expanding or looking to expand into new markets. Assets owned and invested by customers of the Bank through the Bank’s Investment Representatives increased from $317.9 million at December 31, 2025 to $347.8 million at June 30, 2026 with the increase due to an increase in market values. Management believes that there are opportunities to increase non-interest income through these products and services, especially in our central, south central and south eastern Pennsylvania and Delaware markets. …CITIZENS FINANCIAL SERVICES INC, 10-Q, period ended 2026-06-30, filed 2026-08-06