Bilaal.Raja
Company record

DGICA  DONEGAL GROUP INC

Trailing twelve months to 2026-06-30, as filed 2026-08-04 and not restated since.
Financials

Scale

Market cap
$678m
Revenue TTM
$963m
Net income TTM
$71m
Free cash flow
—
Composite score
51.8
Sector rank
#2197

Valuation

P / E
9.5
EV / EBITDA
—
EV / sales
0.7
FCF yield
—
Yield vs 10-yr
5.20pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
7.4%
EBITDA margin
—
ROE
10.7%
ROIC
—
Revenue growth
-3.1%

Insider activity, last 90 days

Net open-market
$2.42m
Buyers
1
Sellers
9

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The 2025 development represented 1.5% of the December 31, 2024 net carried reserves and resulted primarily from lower-than-expected loss emergence in all lines of business except other commercial lines (which is primarily commercial umbrella liability) for accident years prior to 2025. The 2024 development represented 2.2% of the December 31, 2023 net carried reserves and resulted primarily from lower-than-expected loss emergence in the commercial multi-peril, personal automobile and homeowner lines of business, offset partially by higher-than-expected loss emergence in the workers’ compensation and commercial automobile lines of business, for accident years prior to 2024. …DONEGAL GROUP INC, 10-K, period ended 2025-12-31, filed 2026-03-06

Read the full passage →