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ECPG ENCORE CAPITAL GROUP INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$2.2bn
Revenue TTM
$82m
Net income TTM
$302m
Free cash flow
$125m
Composite score
71.2
Sector rank
#1600

Valuation

P / E
7.2
EV / EBITDA
2.7
EV / sales
24.1
FCF yield
5.77%
Earnings yield vs 10-yr
9.17pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
365.9%
EBITDA margin
904.7%
ROE
28.0%
ROIC
80.1%
Revenue growth
-6.5%

Insider activity, last 90 days

Net open-market
$-1.07m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The following table summarizes the total collections by collection channel and geographic area during the periods presented (in thousands) : Collections from purchased receivables increased by $81.9 million, or 12.5%, to $736.9 million during the three months ended June 30, 2026, as compared to $655.0 million during the three months ended June 30, 2025. Gross collections from purchased receivables increased by $195.5 million, or 15.5%, to $1,455.3 million during the six months ended June 30, 2026 , as compared to $1,259.8 million during the six months ended June 30, 2025. …ENCORE CAPITAL GROUP INC, 10-Q, period ended 2026-06-30, filed 2026-08-05

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