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ESQ Esquire Financial Holdings, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$968m
Revenue TTM
$160m
Net income TTM
$53m
Free cash flow
$66m
Composite score
46.6
Sector rank
#2032

Valuation

P / E
18.4
EV / EBITDA
EV / sales
4.5
FCF yield
6.86%
Earnings yield vs 10-yr
0.71pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
33.0%
EBITDA margin
ROE
16.8%
ROIC
Revenue growth
18.6%

Insider activity, last 90 days

Net open-market
$-0.39m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

There were no sales or calls of securities for the three and six months ended June 30, 2026 and 2025. Due to the decline in fair value being attributable to changes in interest rates, not credit quality and because the Company does not have the intent to sell the securities and it is likely that it will not be required to sell the securities before their anticipated recovery, the Company does not consider the securities to be impaired at June 30, 2026. As of June 30, 2026 and December 31, 2025, none of the Company’s available-for-sale securities were in an unrealized loss position due to credit, and therefore no allowance for credit losses on available-for-sale securities was required. …Esquire Financial Holdings, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-10

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