Bilaal.Raja
Company record

EZPW  EZCORP INC

Trailing twelve months to 2026-06-30, as filed 2026-08-05 and not restated since.
Consumer Disc

Scale

Market cap
$1.9bn
Revenue TTM
$1.6bn
Net income TTM
$158m
Free cash flow
$138m
Composite score
60.2
Sector rank
#1627

Valuation

P / E
11.7
EV / EBITDA
8.1
EV / sales
1.3
FCF yield
7.44%
Yield vs 10-yr
3.24pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
10.0%
EBITDA margin
16.2%
ROE
13.6%
ROIC
16.0%
Revenue growth
28.6%

Insider activity, last 90 days

Net open-market
$-1.72m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Pawn segment: PLO ended the quarter at $254.5 million, an increase of 15% (13% on a same-store basis) due to an increase in average loan size and continued strong loan demand. Net inventory increased 28% due to the increase in PLO, layaways and purchases. Aged general merchandise decreased by 90 bps to 1.9%, or $0.7 million of total general merchandise inventory. Total revenues and gross profit increased 14%, driven by increased jewelry scrap sales, PSC, and merchandise sales. Pawn service charges increased 13% as a result of higher average PLO. Merchandise sales increased 6% (3% on a same-store basis), and sales gross margin increased by 130 bps to 40%. …EZCORP INC, 10-Q, period ended 2026-06-30, filed 2026-08-05

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