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FCAP FIRST CAPITAL INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-12, not restated
Financials

Scale

Market cap
$203m
Revenue TTM
$7m
Net income TTM
$18m
Free cash flow
$22m
Composite score
50.6
Sector rank
#2861

Valuation

P / E
11.0
EV / EBITDA
EV / sales
27.8
FCF yield
10.71%
Earnings yield vs 10-yr
4.35pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
252.8%
EBITDA margin
ROE
12.9%
ROIC
Revenue growth
3.4%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Other construction, development and land, commercial real estate, home equity and second mortgage, commercial business, and 1-4 family residential mortgage loan increases of $9.0 million, $5.4 million, $4.7 million, $4.2 million, and $4.0 million, respectively, were partially offset by a decrease of $12.3 million in multifamily residential loans during the six months ended June 30, 2026. ​ Cash and cash equivalents increased from $137.3 million at December 31, 2025 to $149.8 million at June 30, 2026 primarily due to net deposit inflows and sales of available for sale securities at the Bank which were partially offset by loan originations. …FIRST CAPITAL INC, 10-Q, period ended 2026-06-30, filed 2026-08-12

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