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FCBC FIRST COMMUNITY BANKSHARES INC /VA/

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$918m
Revenue TTM
$188m
Net income TTM
$59m
Free cash flow
$43m
Composite score
53.2
Sector rank
#2060

Valuation

P / E
15.5
EV / EBITDA
EV / sales
4.9
FCF yield
4.71%
Earnings yield vs 10-yr
1.73pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
31.5%
EBITDA margin
ROE
11.0%
ROIC
Revenue growth
13.7%

Insider activity, last 90 days

Net open-market
$-0.38m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Net income for the second quarter of 2026 reached a record $22.51 million, an increase of $7.87 million over the previous quarterly record of $14.64 million reported in the third quarter of 2023, and $10.27 million, or 83.84%, higher than net income of $12.25 million in the second quarter of 2025. The increase was primarily attributable to a $10.38 million pre-tax gain on the sale of the Company's ownership in Bearing Insurance. This was partially offset by a $2.11 million, or 8.29%, increase in noninterest expense, driven primarily by higher salaries and benefits of $778 thousand, or 5.42%, other operating expenses of $627 thousand, or 18.70%, and service fees of $383 thousand, or 15.47%. …FIRST COMMUNITY BANKSHARES INC /VA/, 10-Q, period ended 2026-06-30, filed 2026-08-07

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