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FINW Finwise Bancorp

Trailing twelve months to 2026-06-30 · as filed 2026-08-12, not restated
Financials

Scale

Market cap
$194m
Revenue TTM
$181m
Net income TTM
$14m
Free cash flow
$6m
Composite score
48.6
Sector rank
#2882

Valuation

P / E
14.2
EV / EBITDA
EV / sales
0.6
FCF yield
2.82%
Earnings yield vs 10-yr
2.32pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
7.6%
EBITDA margin
ROE
6.9%
ROIC
Revenue growth
101.5%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

New strategic programs and organic growth through certain established strategic programs contributed to the increase in loan originations. • Net interest margin (“NIM”) was 13.69% for the three months ended June 30, 2026, compared to 7.81% for the three months ended June 30, 2025. NIM is impacted by income earned from interest-earning assets and interest costs incurred on interest-bearing liabilities and increased significantly for the three and six months ended June 30, 2026 compared to the same periods in 2025 due to the growth of the credit enhanced loan program. …Finwise Bancorp, 10-Q, period ended 2026-06-30, filed 2026-08-12

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