← Russell 3000 cross-section

FNLC First Bancorp, Inc /ME/

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$384m
Revenue TTM
$101m
Net income TTM
$38m
Free cash flow
$36m
Composite score
69.9
Sector rank
#2532

Valuation

P / E
10.2
EV / EBITDA
EV / sales
5.9
FCF yield
9.28%
Earnings yield vs 10-yr
5.12pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
37.3%
EBITDA margin
ROE
12.9%
ROIC
Revenue growth
16.7%

Insider activity, last 90 days

Net open-market
$-0.18m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Loans typically have a loan-to-value ratio of up to 80 % based upon current valuation information at the time the loan is made, and are primarily paid by the cash flow generated from the real property, typically the operating entity of owner occupant. The following table provides a reconciliation to Net Income: Executive Summary Net income for the six months ended June 30, 2026 was $18.6 million, up $3.4 million or 22.5% from the same period in 2025. Earnings per common share on a fully diluted basis were $1.65 for the six months ended June 30, 2026, up $0.29 or 22.0% from the $1.35 posted for the same period in 2025. …First Bancorp, Inc /ME/, 10-Q, period ended 2026-06-30, filed 2026-08-07

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