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FNRN FIRST NORTHERN COMMUNITY BANCORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$283m
Revenue TTM
$75m
Net income TTM
$23m
Free cash flow
$6m
Composite score
37.2
Sector rank
#2696

Valuation

P / E
12.5
EV / EBITDA
EV / sales
2.2
FCF yield
2.24%
Earnings yield vs 10-yr
3.25pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
30.0%
EBITDA margin
ROE
10.4%
ROIC
Revenue growth
4.8%

Insider activity, last 90 days

Net open-market
$-0.18m
Buyers
1
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Financial highlights for 2025 include: The Company reported net income of $21.1 million for 2025, a 5.5% increase compared to net income of $20.0 million for 2024. Net income per common share for 2025 was $1.30, an increase of 8.3% compared to net income per common share of $1.20 for 2024. Net income per common share on a fully diluted basis was $1.27 for 2025, an increase of 6.7% compared to net income per common share on a fully diluted basis of $1.19 for 2024. …FIRST NORTHERN COMMUNITY BANCORP, 10-K, period ended 2025-12-31, filed 2026-03-13

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