Bilaal.Raja
Company record

FSBW  FS Bancorp, Inc.

Trailing twelve months to 2026-06-30, as filed 2026-08-10 and not restated since.
Financials

Scale

Market cap
$329m
Revenue TTM
$156m
Net income TTM
$33m
Free cash flow
$98m
Composite score
59.5
Sector rank
#2559

Valuation

P / E
9.9
EV / EBITDA
—
EV / sales
4.0
FCF yield
29.78%
Yield vs 10-yr
4.86pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
21.4%
EBITDA margin
—
ROE
10.5%
ROIC
—
Revenue growth
6.6%

Insider activity, last 90 days

Net open-market
$-0.15m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

For the three months ended June 30, 2026, one-to-four-family loan originations and refinancing activity increased compared to the prior period, driven by changes in interest rates and economic conditions. Loan growth was funded primarily by borrowings, which also replaced a decline in deposit funding during the period. In summary, loan growth was concentrated in CRE and one-to-four-family residential lending, while consumer balances declined, driven primarily by a reduction in indirect home improvement loans, reflecting the impact of current economic conditions on consumer demand. …FS Bancorp, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-10

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