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FSBW FS Bancorp, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$314m
Revenue TTM
$156m
Net income TTM
$33m
Free cash flow
$98m
Composite score
62.2
Sector rank
#2632

Valuation

P / E
9.4
EV / EBITDA
EV / sales
3.9
FCF yield
31.21%
Earnings yield vs 10-yr
5.89pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
21.4%
EBITDA margin
ROE
10.5%
ROIC
Revenue growth
6.6%

Insider activity, last 90 days

Net open-market
$-0.11m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

For the three months ended June 30, 2026, one-to-four-family loan originations and refinancing activity increased compared to the prior period, driven by changes in interest rates and economic conditions. Loan growth was funded primarily by borrowings, which also replaced a decline in deposit funding during the period. In summary, loan growth was concentrated in CRE and one-to-four-family residential lending, while consumer balances declined, driven primarily by a reduction in indirect home improvement loans, reflecting the impact of current economic conditions on consumer demand. …FS Bancorp, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-10

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