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FUNC FIRST UNITED CORP/MD/

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$276m
Revenue TTM
$93m
Net income TTM
$25m
Free cash flow
$26m
Composite score
55.0
Sector rank
#2717

Valuation

P / E
11.0
EV / EBITDA
EV / sales
3.1
FCF yield
9.43%
Earnings yield vs 10-yr
4.38pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
26.9%
EBITDA margin
ROE
11.8%
ROIC
Revenue growth
11.4%

Insider activity, last 90 days

Net open-market
$-0.49m
Buyers
4
Sellers
3

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

RESULTS OF OPERATIONS Overview Consolidated net income decreased by $0.3 million for the second quarter of 2026 when compared to the second quarter of 2025. The decrease was driven by an increase in other expense as a result of a one-time, $1.7 million, net of tax, consulting expense related to core processing system contract negotiations. This increase was partially offset by a $1.9 million increase in net interest income, an increase of $0.3 million in non-interest income, inclusive of gains, and a $0.1 million decrease in provision for credit losses. …FIRST UNITED CORP/MD/, 10-Q, period ended 2026-06-30, filed 2026-08-06

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