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GABC GERMAN AMERICAN BANCORP, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$1.9bn
Revenue TTM
$503m
Net income TTM
$142m
Free cash flow
$182m
Composite score
47.4
Sector rank
#1687

Valuation

P / E
13.0
EV / EBITDA
EV / sales
3.7
FCF yield
9.84%
Earnings yield vs 10-yr
2.94pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
28.2%
EBITDA margin
ROE
11.7%
ROIC
Revenue growth

Insider activity, last 90 days

Net open-market
$0.16m
Buyers
6
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

There was no effect on net income or total shareholders’ equity based on these reclassifications. All other revenue streams are primarily included in the banking segment. Net income for the quarter ended June 30, 2026 totaled $38,172,000, or $1.02 per share, an increase of 21% on a per share basis compared with the second quarter 2025 net income of $31,361,000, or $0.84 per share. Net Income for the six months ended June 30, 2026 totaled $71,324,000, or $1.90 per share, an increase of 64% on a per share basis compared with the first six months of 2025 net income of $41,878,000, or $1.16 per share. …GERMAN AMERICAN BANCORP, INC., 10-Q, period ended 2026-06-30, filed 2026-08-06

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