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HAFC HANMI FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$916m
Revenue TTM
$286m
Net income TTM
$89m
Free cash flow
$211m
Composite score
67.9
Sector rank
#2061

Valuation

P / E
10.3
EV / EBITDA
EV / sales
3.2
FCF yield
23.04%
Earnings yield vs 10-yr
5.02pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
31.2%
EBITDA margin
ROE
11.0%
ROIC
11.0%
Revenue growth

Insider activity, last 90 days

Net open-market
$-0.16m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The average balance of interest-bearing liabilities increased $114.1 million, or 2.4%, to $4.93 billion for the three months ended June 30, 2026, compared with $4.82 billion for the three months ended June 30, 2025, primarily due to a higher average balance of time deposits. Net interest margin, on a taxable equivalent basis, increased 29 basis points to 3.36% for the three months ended June 30, 2026, from 3.07% for the same period in 2025. This increase was primarily due to a decline in the cost of interest-bearing liabilities of 47 basis points to 3.21% for the three months ended June 30, 2026, from 3.68% for the same period in 2025, due to the decline in interest rates. …HANMI FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-07

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