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HNVR Hanover Bancorp, Inc. /MD

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$192m
Revenue TTM
$75m
Net income TTM
$10m
Free cash flow
$26m
Composite score
18.6
Sector rank
#2891

Valuation

P / E
20.3
EV / EBITDA
EV / sales
1.5
FCF yield
13.40%
Earnings yield vs 10-yr
0.21pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
12.6%
EBITDA margin
ROE
4.7%
ROIC
Revenue growth
4.9%

Insider activity, last 90 days

Net open-market
$-0.12m
Buyers
1
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The Company recorded net income of $4.1 million, or $0.55 per diluted share (including Series A preferred shares) for the three months ended June 30, 2026 compared to net income of $2.4 million, or $0.33 per diluted share (including Series A preferred shares), for the same period in 2025. These were partially offset by a decrease of $0.8 million in non-interest income, particularly a decrease in gain on sale of loans held for sale of $0.9 million, a $1.0 million increase in non-interest expense, which includes $240 thousand debt extinguishment charges in the 2026 quarter and a $0.4 million increase in income tax expense, resulting in a $1.6 million increase in net income between these period …Hanover Bancorp, Inc. /MD, 10-Q, period ended 2026-06-30, filed 2026-08-07

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