← Russell 3000 cross-section

ISBA ISABELLA BANK CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$294m
Revenue TTM
$85m
Net income TTM
$20m
Free cash flow
$23m
Composite score
43.1
Sector rank
#2668

Valuation

P / E
14.8
EV / EBITDA
EV / sales
3.0
FCF yield
7.78%
Earnings yield vs 10-yr
2.06pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
23.4%
EBITDA margin
ROE
8.0%
ROIC
Revenue growth
16.3%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
1
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The sales agent is entitled to a commission of up to 3.0 % of the gross sales price of the common stock sold in such offering. Revenue from banking operations consists primarily of loan and investment interest, deposit related fees, and wealth fees. A summary of the components of unrealized gains on AFS securities included in OCI follows for the periods indicated: Note 7 – Revenue Our revenue is comprised primarily of interest income, service charges and fees, gains on the sale of loans and AFS securities, earnings on corporate owned life insurance policies, and other noninterest income. …ISABELLA BANK CORP, 10-Q, period ended 2026-06-30, filed 2026-08-10

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