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KINS KINGSTONE COMPANIES, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$289m
Revenue TTM
$238m
Net income TTM
$35m
Free cash flow
$83m
Composite score
73.4
Sector rank
#2684

Valuation

P / E
8.2
EV / EBITDA
EV / sales
1.2
FCF yield
28.76%
Earnings yield vs 10-yr
7.49pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
14.8%
EBITDA margin
ROE
27.3%
ROIC
Revenue growth
28.0%

Insider activity, last 90 days

Net open-market
$0.21m
Buyers
1
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Holding company operations cause our GAAP net income to vary significantly between periods as a result of their magnitude and can have a significant impact on GAAP net income. The increase of $22,860,000, or 19.2%, was primarily due to an increase in premiums from our personal lines business. Direct premiums written from our personal lines business for the Six Months of 2026 were $134,890,000, an increase of $22,822,000, or 20.4%, from $112,068,000 in the Six Months of 2025. The 20.4% increase in premiums from our personal lines business was primarily due to organic growth, an increase in retention, and an increase in average premiums primarily from an increase in replacement costs. …KINGSTONE COMPANIES, INC., 10-Q, period ended 2026-06-30, filed 2026-08-07

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