← Russell 3000 cross-section

MBIN Merchants Bancorp

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$2.4bn
Revenue TTM
$714m
Net income TTM
$269m
Free cash flow
$-765m
Composite score
55.2
Sector rank
#1519

Valuation

P / E
9.1
EV / EBITDA
EV / sales
3.4
FCF yield
-31.25%
Earnings yield vs 10-yr
6.24pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
37.6%
EBITDA margin
ROE
11.2%
ROIC
Revenue growth
6.8%

Insider activity, last 90 days

Net open-market
$-0.99m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

We believe that the combination of net interest income and noninterest income from the sale of low risk profile assets has traditionally resulted in lower than industry charge-offs and a lower expense base, which serves to maximize net income and higher than industry shareholder return. ​ Critical Accounting Policies and Estimates The preparation of our unaudited condensed consolidated financial statements requires management to make estimates and judgments that affect the reported amounts of assets, liabilities, revenues, and expenses. Total assets of $21.2 billion at June 30, 2026 increased $1.8 billion, or 9%, compared to $19.4 billion at December 31, 2025. …Merchants Bancorp, 10-Q, period ended 2026-06-30, filed 2026-08-07

Read the full passage →