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MCY MERCURY GENERAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-04, not restated
Financials

Scale

Market cap
$5.7bn
Revenue TTM
$6.3bn
Net income TTM
$937m
Free cash flow
$1.3bn
Composite score
82.5
Sector rank
#1004

Valuation

P / E
6.0
EV / EBITDA
EV / sales
1.0
FCF yield
22.30%
Earnings yield vs 10-yr
11.80pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
14.8%
EBITDA margin
ROE
33.0%
ROIC
Revenue growth
9.9%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

RESULTS OF OPERATIONS Three Months Ended June 30, 2026 Compared to Three Months Ended June 30, 2025 Revenues Net premiums earned and net premiums written for the three months ended June 30, 2026 increased 9.6% and 5.3%, respectively, from the corresponding period in 2025. The increase in net premiums earned was primarily due to a rate increase in the California homeowners line of insurance business and increases in the number of policies written in the California automobile and homeowners lines of insurance business, partially offset by an increase in ceded premiums earned. …MERCURY GENERAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-04

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