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MFIN MEDALLION FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$274m
Revenue TTM
$248m
Net income TTM
$32m
Free cash flow
Composite score
57.2
Sector rank
#2727

Valuation

P / E
8.5
EV / EBITDA
EV / sales
1.8
FCF yield
Earnings yield vs 10-yr
7.11pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
13.1%
EBITDA margin
ROE
8.0%
ROIC
Revenue growth
5.2%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Our average interest cost for the three and six months ended June 30, 2026 of 4.32% and 4.29% and increased 12 and 10 basis points from the three and six months ended June 30, 2025, attributable to the higher interest rate environment experienced over the past several years, particularly the higher cost associated with issuing brokered certificates of deposit. During the three and six months ended June 30, 2026, the increase in interest income over the prior year period was mainly driven by the increase in the size of the consumer loan portfolios, particularly recreation loans, as well as an increase in overall yield on interest-earning assets as we continued to issue new consumer loans at i …MEDALLION FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-05

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