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MNSB MainStreet Bancshares, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$176m
Revenue TTM
$2m
Net income TTM
$17m
Free cash flow
$23m
Composite score
57.5
Sector rank
#2923

Valuation

P / E
10.2
EV / EBITDA
EV / sales
78.7
FCF yield
13.16%
Earnings yield vs 10-yr
5.07pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
773.7%
EBITDA margin
ROE
8.1%
ROIC
Revenue growth
6.5%

Insider activity, last 90 days

Net open-market
$-0.10m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The decrease was primarily the result of a decrease in interest and fees on loans of $1.7 million, which was impacted by the collection of $1.3 million of accrued interest on a fully repaid non-accrual loan during the three months ended June 30, 2025 . The decrease in non-interest income was primarily due to the gain on retirement of subordinated debt of $68,000 and gain on equity securities of $103,000 that took place during the three months ended June 30, 2025 but not in the three months ended June 30, 2026 . Net income increased $0.1 million to $4.7 million for the three months ended June 30, 2026 from $4.6 million for the three months ended June 30, 2025 . …MainStreet Bancshares, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-07

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