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MVBF MVB FINANCIAL CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$386m
Revenue TTM
$188m
Net income TTM
$39m
Free cash flow
$-38m
Composite score
63.5
Sector rank
#2527

Valuation

P / E
10.0
EV / EBITDA
EV / sales
0.4
FCF yield
-9.73%
Earnings yield vs 10-yr
5.31pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
20.6%
EBITDA margin
ROE
11.3%
ROIC
Revenue growth
28.0%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The ACL for the majority of loans was calculated using a discounted cash flow methodology applied at a loan level, with a one-year reasonable and supportable forecast period and a one-year straight-line reversion period with loss rates, prepayment assumptions and curtailment assumptions driven by each loan’s collateral type. Under the income test, the Company's proportionate share of the revenue from equity method investments in the aggregate exceeded the applicable threshold under Rule 4-08(g) of 10%, accordingly, the Company is required to provide summarized income statement information for all investees for all periods presented. …MVB FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-05

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