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NAVI NAVIENT CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$892m
Revenue TTM
$600m
Net income TTM
$-50m
Free cash flow
Composite score
32.9
Sector rank
#2075

Valuation

P / E
EV / EBITDA
EV / sales
74.1
FCF yield
Earnings yield vs 10-yr
-10.34pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
-8.3%
EBITDA margin
ROE
-2.1%
ROIC
Revenue growth
-35.5%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

In 2025, total originations increased 77% to $2.5 billion compared to $1.4 billion in 2024. In the first half of 2026, total originations increased 62% to $1.6 billion compared to $1.0 billion a year ago. • We classified $528 million of legacy private loans as held for sale as of June 30, 2026, consistent with our increased emphasis on our growth businesses. We generate revenue primarily through net interest income on our Private Education Loan portfolio. We generate revenue primarily through net interest income on our FFELP Loans. …NAVIENT CORP, 10-Q, period ended 2026-06-30, filed 2026-08-07

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