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NCNO nCino, Inc.

Trailing twelve months to 2026-07-31 · as filed 2026-08-25, not restated
Technology

Scale

Market cap
$2.4bn
Revenue TTM
$622m
Net income TTM
$34m
Free cash flow
$132m
Composite score
38.7
Sector rank
#1523

Valuation

P / E
72.8
EV / EBITDA
29.1
EV / sales
4.2
FCF yield
5.41%
Earnings yield vs 10-yr
-3.36pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
5.4%
EBITDA margin
14.5%
ROE
3.6%
ROIC
4.4%
Revenue growth
8.6%

Insider activity, last 90 days

Net open-market
$-1.57m
Buyers
0
Sellers
5

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

During the six months ended July 31, 2026, $ 170.2 million of revenues were recognized out of the deferred revenue balance as of January 31, 2026. 13 Table of Contents nCino, Inc. The Company has not disclosed pro-forma revenue and earnings attributable to Sandbox Banking as they did not have a material effect on the Company’s consolidated financial statements. Basic and Diluted Net Income (Loss) per Share Basic net income (loss) per share is computed by dividing net income (loss) attributable to nCino, Inc. by the weighted-average number of common shares outstanding for the fiscal period, net of treasury stock. …nCino, Inc., 10-Q, period ended 2026-07-31, filed 2026-08-25

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