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NECB NorthEast Community Bancorp, Inc./MD/

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$361m
Revenue TTM
$104m
Net income TTM
$42m
Free cash flow
$48m
Composite score
57.6
Sector rank
#2565

Valuation

P / E
8.5
EV / EBITDA
EV / sales
4.6
FCF yield
13.42%
Earnings yield vs 10-yr
7.02pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
40.9%
EBITDA margin
ROE
11.7%
ROIC
Revenue growth
-0.9%

Insider activity, last 90 days

Net open-market
$-0.08m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Balance Sheet Analysis General Total assets increased $51.7 million, or 2.5%, to $2.1 billion at June 30, 2026, from $2.1 billion at December 31, 2025. The increase in assets was primarily due to an increase in net loans of $59.4 million, partially offset by a decrease in cash and cash equivalents of $7.8 million. Cash and cash equivalents decreased $7.8 million, or 9.6%, to $73.4 million at June 30, 2026 from $81.2 million at December 31, 2025. Equity securities increased $757,000, or 2.8%, to $27.3 million at June 30, 2026 from $26.6 million at December 31, 2025. …NorthEast Community Bancorp, Inc./MD/, 10-Q, period ended 2026-06-30, filed 2026-08-07

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