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NIC NICOLET BANKSHARES INC

Trailing twelve months to 2026-06-30 · as filed 2026-07-31, not restated
Financials

Scale

Market cap
$3.6bn
Revenue TTM
$520m
Net income TTM
$154m
Free cash flow
$174m
Composite score
38.3
Sector rank
#1293

Valuation

P / E
23.1
EV / EBITDA
EV / sales
7.0
FCF yield
4.89%
Earnings yield vs 10-yr
-0.40pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
29.7%
EBITDA margin
ROE
6.8%
ROIC
Revenue growth
41.0%

Insider activity, last 90 days

Net open-market
$-0.72m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Performance Summary Net income was $72 million (or earnings per diluted common share of $3.56) for the six months ended June 30, 2026, compared to net income of $69 million (or earnings per diluted common share of $4.42) for the six months ended June 30, 2025. The majority of the year-over-year fluctuations noted below are attributable to the MidWest One acquisition. • Net interest income was $251 million for the first six months of 2026, up $105 million (72%) over the first six months of 2025, mostly due to the MidWest One acquisition. …NICOLET BANKSHARES INC, 10-Q, period ended 2026-06-30, filed 2026-07-31

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