Bilaal.Raja
Company record

NWFL  NORWOOD FINANCIAL CORP

Trailing twelve months to 2026-06-30, as filed 2026-08-07 and not restated since.
Financials

Scale

Market cap
$367m
Revenue TTM
$8m
Net income TTM
$29m
Free cash flow
$30m
Composite score
45.6
Sector rank
#2508

Valuation

P / E
12.7
EV / EBITDA
—
EV / sales
43.1
FCF yield
8.15%
Yield vs 10-yr
2.56pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
338.1%
EBITDA margin
—
ROE
10.0%
ROIC
—
Revenue growth
11.4%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
1
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The increase was due primarily to a $409.4 million increase in outstanding loans receivable, which was primarily a result of the PB Bankshares acquisition. The increase of $30.2 million was due primarily to the acquired portfolio, as well as investment purchases during 2026. The $409.4 million increase in loans receivable during the six months ended June 30, 2026, was due primarily to a $273.4 million increase in commercial real estate loans, a $58.9 million increase in residential real estate loans, a $45.1 million increase in construction loans, and an increase of $32.4 million in all other portfolios, net. …NORWOOD FINANCIAL CORP, 10-Q, period ended 2026-06-30, filed 2026-08-07

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