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OPBK OP Bancorp

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$224m
Revenue TTM
$2m
Net income TTM
$29m
Free cash flow
$27m
Composite score
55.5
Sector rank
#2819

Valuation

P / E
7.7
EV / EBITDA
EV / sales
22.6
FCF yield
12.06%
Earnings yield vs 10-yr
8.22pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
1,337.4%
EBITDA margin
ROE
12.1%
ROIC
Revenue growth
-44.1%

Insider activity, last 90 days

Net open-market
$-0.31m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

For the first half of 2026, net income was $15.2 million, up $3.3 million, or 28%, compared with $11.9 million for the same period in 2025. The following were notable elements of the Company's performance for the periods presented: • Net interest income and net interest margin : Second quarter 2026 net interest income increased to $20.1 million, up $347 thousand, or 2%, from the year ago quarter, while net interest margin decreased 15 basis points to 3.08%. For the first half of 2026, net interest income increased to $40.6 million, up $3.5 million, or 9%, from the year ago period, and net interest margin expanded one basis point to 3.13%. …OP Bancorp, 10-Q, period ended 2026-06-30, filed 2026-08-07

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