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OPRT Oportun Financial Corp

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$350m
Revenue TTM
$19m
Net income TTM
$20m
Free cash flow
Composite score
17.0
Sector rank
#2587

Valuation

P / E
17.9
EV / EBITDA
EV / sales
10.9
FCF yield
Earnings yield vs 10-yr
0.85pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
101.0%
EBITDA margin
ROE
4.8%
ROIC
Revenue growth
-6.3%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Aggregate Originations Aggregate Originations increased to $487.7 million for the three months ended June 30, 2026 from $480.8 million for the three months ended June 30, 2025, representing an 1.5% increase . Aggregate Originations decreased to $904.7 million for the six months ended June 30, 2026 from $950.2 million for the six months ended June 30, 2025, representing an 4.8% decrease. The increase was also primarily attributable to a higher proportion of loans originated to new members during the first half of 2025. The increase was also primarily attributable to a higher proportion of loans originated to new members during the first half of 2025. …Oportun Financial Corp, 10-Q, period ended 2026-06-30, filed 2026-08-06

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